Covington, Hammond and Ponchatoula real estate and homes for sale in Louisiana - Bev Walker, REALTORS® Bev Walker REALTORS(r) for Covington, Hammond and Ponchatoula, Louisiana real estate - NUMBER1EXPERTS™ Bev Walker NUMBER1EXPERTS(tm) for Covington, Hammond and Ponchatoula, Louisiana real estate
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Bev Walker, REALTORŪ, real estate agents and broker for Covington, Hammond and Ponchatoula Louisiana home listings, property and land for sale - NUMBER1EXPERT(tm)
ALL AGENTS ARE NOT ALIKE! Find out why I am a TOP AGENT.Call me: 985-320-1661 or visit CRS.com and SeniorsRealEstate.com



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Mortgage Prequalification: Covington, Hammond and Ponchatoula Louisiana home buying, real estate listings, and homes for sale in Livingston                     County, LA
Welcome > For Buyers > Mortgage Prequalification ...


Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend!
 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

We help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: We will respect your privacy! We know this is your personal information, and we will not distribute it to anyone, other than to our preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of our job as a Top Livinston and Tangipahoa Parishes Realtors to offer services such as these. 

Once you fill out the form, we will quickly process your information and get right back to you!
 

About You
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About Your Move
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About Your Home Search
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Real Estate Tips
Making An Offer >Keeping Your Earnest Money Safe

When you make an offer on a house, it is accompanied by an earnest money check. Earnest money is intended to demonstrate that you are "in earnest" about purchasing the property. The earnest money check is made out to the listing company. What happens to this check?

The party holding the check acts as an escrow agent until you go into closing. At that time you will receive credit for the amount of your check against the down payment and closing costs. Real estate brokers are required by law to keep escrow funds in a special account. These funds cannot be used to pay any other expenses associated with the sale. If you don't complete the transaction, the purchase contract determines the disposition of your earnest money funds. Be sure to review this part of your contract with the real estate agent.

If you are in default on your agreement, the funds may go to the sellers, so be sure that you understand the deadlines in order to avoid breach of contract and forfeiture of your deposit. If you have any questions, be sure to ask your real estate agent for advice.

See All Tips In The "Making An Offer" Category >
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Real Estate Trivia
Q 
What area in the United States has the highest per capita income?

A 
The New York/New Jersey/Long Island area has a per capita income of over $750,000, according to the most current available U.S. census data.
See More Real Estate Trivia >



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Bev Walker, REALTORŪ, real estate agents and broker for Covington, Hammond and Ponchatoula Louisiana home listings, property and land for sale - NUMBER1EXPERT(tm)

Bev Walker, CRS, GRI, SRES
Parrish Property Management, Sales & Marketing

705 Professional Plaza
Afton, Tennessee 37616
Cell: 423-552-2082
Office: 423-638-2316
Fax: 423-373-1343
Email: BevWalker@NUMBER1EXPERT.com
Email: Bev@BevWalker.com

Bev, a Certified Residential Specialist (CRS), is rated in the top 4% of all Realtors nationally, and is a Seniors Real Estate Specialist (SRES). Bev is a Graduate of the REALTOR'S Institute, Certified by the Real Estate Buyers Agent Council, a graduate of Leadership Tangipahoa, and a recipient of the Prestigious RE/MAX Co-Operative Spirit Award. Bev is a former member of the Professional Standards/Ethics Committee, past member of the Board of Directors for the Northshore Area Board of Realtors and has been consistently awarded as a Top Selling Agent. Bev attended Greenfield Community College and Rhode Island College. When you work with Bev, you have the assurance of Confidentiality and Integrity along with Knowledge and Experience in the field of real estate. Bev is committed to providing a high level of service over and above the client's expectations. It is Bev's goal to become your "Agent of Choice"

CRSEqual HousingMLSGRIREALTORSRES


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